RBI GRADE-B OFFICER EXAM PREVIOUS YEAR QUESTION PAPER


 (BANK EXAM QUESTIONS WITH ANSWERS)

RBI GRADE 'B' OFFICERS PREVIOUS YEAR EXAM AT 2010

 

Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government

Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above

Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system

Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above

Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as increases—
(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank

Q.26. A ‘Stale’ coupon is a single that is—
(A) Over 6 months old
(B) Converning an owing payment
(C) Cancelled by a drawer
(D) Written upon an comment that is overdrawn

Q.27. When a Central Bank sells securities, as a result—
(A) The income resources during a ordering of a blurb banks increase
(B) The income resources of a blurb banks sojourn unchanged
(C) The income resources during a ordering of blurb banks get diminished
(D) None of a above

Q.28. When a coupon is returned by a bank noted ‘Refer to Drawer’ this equates to a drawer—
(A) Has educated a bank not to compensate a cheque
(B) Whishes to be contacted prior to a coupon is cashed
(C) Has improperly finished a coupon as well as contingency scold it prior to payment
(D) Had deficient supports in his comment to compensate a cheque

Q.29. The stream Bank Rate is—
(A) 6%
(B) 8%
(C) 9%
(D) 9·5%

Q.30. It has been done mandatory for Non-Banking Financing Companies to get themselves purebred with … prior to Jul 8, 1997.
(A) RBI
(B) SEBI
(C) Government of India
(D) None of a above

Q.31. India ranks series … between a countries with a greatest expansion intensity in a universe according to a ultimate inform of universe Economic Forum.
(A) Six
(B) Five
(C) Four
(D) Three

Q.32. Which is a ‘most rival country’ of a universe according to a ultimate inform of universe Economic Forum ?
(A) Hong Kong
(B) Singapore
(C) United State of America
(D) Netherlands

Q.33. The extent slight extent of seductiveness upon post shipment rupee credit upon direct bills for movement duration upto 90 days is—
(A) 13%
(B) 14%
(C) 15%
(D) 16%

Q.34. Which of a following matter is scold about India according to a World Bank’s ultimate calculations ?
(A) India’s per capita inhabitant resources is $ 25000
(B) India’s per capita incomeis $ 360
(C) India’s per capita income (according to purchasing energy parity) is $ 2390
(D) All of a above

Q.35. Scheduled blurb banks available nonperforming resources (NPAs) of … during a finish of Mar 2006-07 opposite 1·8% during 2005-06.
(A) 2·3%
(B) 3·3%
(C) 1·5%
(D) 7·9%

Q.36. Which of a following is not a apparatus in a hands of RBI to carry out a inflationary vigour in a nation ?
(A) Bank Rate (BR)
(B) Special Drawing Rights (SDR)
(C) Statutory Liquidity Ratio (SLR)
(D) Cash Reserve Ratio (CRR)

Q.37. Which of a following is/are enclosed in Legal Tender Money in India ?
(A) Coins as well as banking notes
(B) Coins as well as bank drafts
(C) Currency records as well as SDRs
(D) Currency records released by RBI

Q.38. Which of a following is rightly matched?
(A) CRR upon FCNR (B) Scheme—12%
(B) Bank Rate—6%
(C) SLR upon NRE deposits—31·5%
(D) CRR upon NRE—13%

Q.39. India’s First Financial Archive has been set up at—
(A) Mumbai
(B) New Delhi
(C) Ahmedabad
(D) Kolkata

Q.40. Which of a following Bank joined with Oriented Bank of Commerce ?
(A) New Bank of India
(B) Punjab Co-operative Bank
(C) Bari Doab Bank
(D) (B) as well as (C) both

Answers : 

1. (B) 2. (D) 3. (B) 4. (A) 5. (B) 6. (B) 7. (C) 8. (B) 9. (C) 10. (B) 11. (C) 12. (C) 13. (C) 14. (A) 15. (D) 16. (C) 17. (A) 18. (B) 19. (A) 20. (A) 21. (C) 22. (D) 23. (A) 24. (D) 25. (C) 26. (A) 27. (C) 28. (D) 29. (A) 30. (A) 31. (D) 32. (B) 33. (A) 34. (D) 35. (C) 36. (B) 37. (A) 38. (B) 39. (D) 40. (D)
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Reserve Bank Of India Grade ‘B’ Officers Exam Solved Question Paper

RBI Grade-B Officers Recruitment Exam Question Paper
SOLVED PAPER ON BASIS OF PREV YEAR QUESTIONS RBI
Reasoning Model Paper


1. How many meaningful English words can be formed with the letters MASTE using each letter only once in each word
(1)None
(2) One
(3)Two
(4) Three
(5) More than three

2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
(1)78
(2) 48
(3) 72
(4)54
(5) 42
3. In a certain cede SAFER is written as 5@3#2 and RIDE is written as 2©%#. How is FEDS written in that code ?
(1)3#©5
(2) 3@%5
(3)3#%5
(4) 3#%2
(5)None of these
4.. Pointing to a woman, Nirmal said, “She is the daughter  of my wife’s grandfather’s only child”. How is the woman related to Nirmal
(1)Wife
(2)Sister-in-law
(3)Sister
(4)Data inadequate
(5)None of these
5. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?
(1)Sweet
(2) Cake
(3)Pastry
(4) Bread.
(5) Biscuit
6. In a certain code CONFUSED is written as EMNBEFTV. How is SECLUDED written in that code
(1) RDBKEFEV
(2) KBDRCDCT
(3) KBDREFEV
(4) MDFTCDCT
(5) None of these
7. What should come next in the following letter series ?
Z XVT R P N U YW T J S Q O
(1)M
(2)K
(3)N
(4)J
(5)None of these
8. Flow many such digits are there in the number 9254716 each of which is as far away from the beginning of the number as when the digits are rearranged in ascending order
(1)None
(2) One
(3)Two
(4) Three
(5) More than three
9. In a certain code language’ bring the  board’ is written as ka na di pa’ and ‘white and black board’ is written as ‘na di sa ra’. How is ‘the’ written in that code ?
(l)ka
(2) pa
(3) ka or pa
(4) Data inadequate
(5) None of these
10. Among B, F, J, K and W each having a different weight, F is heavier than only J. B is heavier than F and W but not as heavy 35 K. Who among them is the third heaviest among them ?
(1)        B          (2)F
•           (4)W
(3)        None of these
Directions (Q. 11 to 16) Study the following arrangement carefully and answer the questions given below:
Y 4  8 A @ D F 3 # R N 1 M © W
P  % J 2 E 5  Z * 6 Q B 7 $ H U 9 I K
11. Which of the following is the seventh to the right of the nineteenth from the right end of the above arrangement P
(1)1
(2)D
(3)Z
(4)$
(5)None of these
12. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong  to that group
(1)D#A
(2)JWE
(3)562
(4) $9B
(5)RM3
13. How many such consonants are there in the above arrangement each of which is immediately preceded by a symbol and immediately followed by a letter?
(1)None
(2) One
(3) Two
(4) Three
(5) More than three
14. How many such numbers are there in the above arrangement each of which is immediately preceded by a letter and immediately followed by a symbol P
(1)None
(2) One
(3)Two
(4) Three
(5) More than three
15. What should come next in the following series based on the above arrangement ?
8@D #N1 W%J 5*6
(1) 7HU
(2) 7$U
(3) 7#9
(4) B$#
(5) None of these
16. If all the numbers are dropped from the above arrangement, which of the following will be the fourteenth from the left end?
(1)W
(2)P
(3)6
(4)J
(5)None of these
Directions (Q. 17 to 22) In each question below are four statements followed by four conclusions numbered I, II, II and IV. You have to take the four given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the four given statements disregarding commonly known facts. Then decide which of the answers (1), (2), (3), (4) and (5) is correct.
17. Statements
All belts are rollers.
Some rollers are wheels.
All wheels are mats.
Some mats are cars.
Conclusions
I. Some mats are rollers.
II. Some mats are belts.
III. Some cars are rollers.
IV Some rollers are belts.
(1) Only I and II follow
(2) Only I, III and IV follow
(3) Only I and IV follow
(4) Only II, III and IV follow
(5) None of these
18. Statements
Some tyres are rains.
Some rains are flowers.
All flowers are jungles.
All jungles are tubes.
Conclusions
I. Some jungles are tyres.
II. Some tubes are rains.
III. Some jungles are rains.
IV. Some tubes are flowers.
(1) Only I, II and III follow
(2) Only II, III and IV follow
(3) Only I, III and IV follow
(4) All follow
(5) None of these
19. Statements
All desks are chairs.
All chairs axe tables.
All tables are boxes.
All boxes are trunks.
Conclusions
I. Some trunks are tables.
II. All chairs are boxes.
III. Some boxes are desks.
P All desks are trunks.
(1) Only I ,II and III follow
(2) Only I, II and IV follow
(3) Only II, III and IV follow
(4) All follow
(5) None of these
20. Statements
Some birds are goats.
Some goats are horses.
Some horses are lions.
Some lions are tigers.
Conclusions
I. Some tigers are goats.
II. No tiger is goat.
III. Some lions are birds.
IV No lion is bird.
(1)        Only either I or II follows
(2)        Only either III or IV follows
(3)        Only either I or II and either III or IV follow
(4)        Only I and III follow
(5)        None of these
21. Statements :
All papers are bottles.
All bottles are cups.
Some cups are jugs.
Some jugs are plates.
Conclusions
I. Some plates are cups.
II. Some plates are bottles.
III. Some cups are papers.
IV Some bottles are papers. ‘
(1) Only III and IV follow
(2) Only I and II follow
(3) Only I and III follow
(4) Only II and IV follow
(5) None of these
22. Statements
All bulbs are wires.
No wire is cable.
Some cables are brushes.
Alt brushes are paints.
Conclusions
I. Some paints are cables.
II. Some wires are bulbs.
III. Some brushes are wires.
IV Some cables are bulbs.
(1) None follows
(2) Only I & II follow
(3) Only II follows
(4) Only III follows
(5) Only TV follows
Directions (Q. 23 to 28) : In each question below is given a group of letters followed by four combinations of digits/symbols numbered (1), (2), (3) and (4). You have to find out which of the combinations correctly represents the group of letters based on the following coding system and the conditions that follow and mark the number of that combination as your answer. If none of the combinations correctly represents the group of letters, mark (5) i.e. ‘None of these’ as your answer.
Letter
R DA E J M K T B U I  P W H  F
Digit/Symbol Code:
4 8 5 $ * 1 2 6 % © 7@3 9 #
Conditions
(i) If the first letter is a consonant and the last letter is a vowel both are to be coded as +.
(ii) If both the first and the last letters are consonants both are to be coded as the code for the last letter.
(iii) If the first letter is a vowel and the last letter, is a consonant their codes are to be interchanged.
23. HIFMJU
(1)©7#1*9
(2) 97#l*9
(3)©7#l*©
(4) +7#1*+
(5)None of these
24.       AKTRBW
(1)        3264%5           (2) 3264%3
(3)        324%65           (4) 5264%3
(5) None of these
25.       EBPDRI
(1) 7%@847
(2) 7%@84$
(3)$°/o@847
(4) $%8@47
(5)        None of these
26.       BKAJIM
(1)        %25*71           (2) 125*7%
(3)        O/o25*7%       (4) 15*271
(5)        None of these
27.       UKPDMA
(1)        52@815          (2) ©2@815
(3)        ©2@81C         (4) ©@2815
(5)        None of these
28.       METUFB
(1)        %$6©#1          (2) 1$6©#1
(3)        %$6©#°/o       (4) l$60#%
(5) None of these
Directions (Qs. 29 to 34) : A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement.
Input : but 32 71 glory fair south 65 84
Step I south but 32 71 glory fair 65 84
Step II south 84 but 32 71 glory fair 65
Step III south 84 glory but 32 71 fair 65
Step T : south 84 glory 71 but 32 fair 65
Step V : south 84 glory 71 fair but 32 65
Step VI : south 84 glory 71 fair 65 but 32
and Step VI is the last step of the rearrangement.
As per the rules followed in the above steps, find out in each of the following questions the appropriate step for the given input.
29. Step III of an input is: year 92 ultra 15 23 strive house 39
How many more steps will be required to complete the rearrangement?
(1)        Three   (2) Four
(3)        Two     (4) Five
(5)        None of these
30. Input: any how 49 24 far wide 34 69
Which of the following steps will be the last but one
(1)        VI        (2) VII
(3)        V         (4) VIII
(5)        None of these
31. Step II of an input is: town 74 pair 15 31 nice job 42
Which of the following is definitely the input
(1)        pair      15        31 town nice job 42 74
(2)        pair      15        town 31 74 nice job 42
(3)        pair      15        town 74 31 nice job 42
(4)        Cannot be determined
(5)        None of these
32. Input: play over 49 37 12 match now 81
Which of the following will be step IV
(1) play 81 over 49 37 match now
(2) play 8 over 49 37 12 match  now
(3) play 81 over 49 now 37 match 12
(4) There will be no such step
(5) None of these
33. Step II of an input is : war 58 box cart 33 49 star 24
Which of the following steps will be the last
(1)        V         (2)VI
(3)        IV        (4) VII
(5)        None of these
34. Input: shower fall water 34 51 67 98 goal.
How many steps will be required to complete the rearrangement?
(1)        Three
(2)        Four
(3)        Six
(4)        Five
(5)        None of these
Directions (Qs. 35 to 40) : In the following questions, the symbols ©, @, $, %  and * are used with following meanings as illustrated below
‘P @Q’ means ‘P is not greater than Q’.
‘P % Q’ means ‘P is not smaller than Q’.
‘P * Q’ means ‘P is neither smaller than nor equal to Q’.
‘P © Q’ means ‘P is neither greater than nor equal to Q’.
‘P $ Q’ means ‘P is neither greater than nor smaller than Q’.
In each question four statements showing relationship have been given, which are followed by four conclusions I, II, III & IV. Assuming that the given statements are true, find out which conclusion(s) is /are  definitely True.
35. Statements
M © D, D * K, K @ R , R * F
Conclusions
1. F©K
II. D * F
III. M © R
IV  D * R
(1) None is true
(2) Only I is true
(3) Only II is true
(4) Only III is true
(5) Only IV is true
36. Statements
B%K, K$ T, T* F ,H© F
Conclusions
I B$T
II©B
III H © K
IV. F © B
(1) Only either I or II is true
(2) Only III is true
(3) Only IV is true
(4) Only III and IV are true
(5) Only either I or II are true
37. Statementj
W * B, B@ F, F © R, R $ M
Conclusions
I W*F
II. M * B
III R * B
IV. M* W
(1) Only and IV  are true
(2) Only II and III are true
(3) Only I and III are true
(4) Only II and IV are true
(5) None of these
38. Statements
E@ K, K $ T’, T © N,.B %  N
Conclusions
I T%E
II  K©N
III. B * T
IV. B * E
(I) Only I, II and III are true
(2) Only II, III and IV are true
(3) Only I, III and IV are true
(4) All are true
(5) None of these
39. Statements -
Z $ B, B % M, M © F, F @ R
Conclusions
I Z*M
II. F * B
III R*M
IV. M @ Z
(1) Only I and II  are true
(2) Only I, III and IV are true
(3) Only III and IV are true
(4) Only either I or IV and III are true
(5) None of these
40. Statements
H@T   , T $ N, F © N, B%F
Conclusions
I F@H
II F©T
III:B * T
IV B % H
(1) None is true
(2) Only I is true
(3) Only II is true
(4) Only III and IV are true
(5) Only II and III are true
Answers
1 4
2 2
3 3
4 4
5 1
6 3
7 1
8 2
9 3
10 4
11 3
12 2
13 5
14 3
15 1
16 4
17 3
18 2
19 4
20 3
21 1
22 2
23 4
24 1
25 3
26 5
27 2
28 3
29 2
30 3
31 4
32 4
33 2
34 4
35 1
36 5
37 2
38 3
39 3
40 3

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